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Showing posts from February, 2017

Three Financial "Do's" After An Autism Diagnosis: Part Two

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Our son was diagnosed with autism two weeks before his third birthday in August, 2014.  I feel fortunate that we were able to get the official diagnosis early, because it set off a chain of events which allowed for him to be enrolled in the disabled preschool program in our suburban New Jersey district.

We are both teachers, and have had many students with disabilities in our classes over the years.  I am a special education teacher, and so I've had years of experience working with children on the spectrum.

Statistically it would seem improbable that we would have a child on the spectrum, but the rates of autism diagnosis in New Jersey are growing.


Three Financial "Do's" After An Autism Diagnosis: Part One

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Our son was diagnosed with Autism two weeks before his third birthday in August, 2014.  I feel fortunate that we were able to get the official diagnosis early, because it set off a chain of events which allowed for him to be enrolled in the disabled preschool program in our suburban New Jersey district.

We are both teachers, and have had many students with disabilities in our classes over the years.  I am a special education teacher, and so I've had years of experience working with children on the spectrum.

Statistically it would seem improbable that we would have a child on the spectrum, but the rates of autism diagnosis in New Jersey are growing.

We started seeing signs - the loss of the few words he did have.  Lack of eye contact.  Decreasing interest in others.  Independent and isolated play.

We walked out of the child development clinic at the hospital, and while I cannot say that I was not slightly upset and disheartened, I remember the strongest feeling and thought that …

March 2017: Estimated Dividend Income

Looking ahead to March, six of the stocks in my newly established Exceptional Fund are scheduled to pay dividends.

Compared to February's estimate, the income for March is considerably higher.

Again, even though the amount of income is relatively small, it equates to a few hours of work at a side job or chaperoning an event or a game at school.

And that is what is exciting about a growing stream of dividend income.  I will earn this money without having to sacrifice time out of the house working those extra hours.  My money is working for me, and for my son, as this income stream is for his benefit and will one day be his.

Update to Recent Buy: GNL

I have to say that this is a new one for me.  

Although I have been investing for about four years, most of that time my investments were in the four figures!

Paying off college loans, using a brokerage account to save up for graduate school, emptying the account to pay for grad school...You can rightly say that I am very much a rookie.

So when I saw this press release, I had some questions.

For you veterans, what have your experiences with a reverse split been?  

I would love to get your thoughts on this.


NJEA's Response to the Betsy DeVos confirmation

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Just a few minutes ago, the United States Senate voted by the narrowest possible margin to confirm Betsy DeVos as Secretary of Education. We know that is a bitter disappointment for many NJEA members. As members and advocates ourselves, we share that disappointment.  Secretary DeVos is not qualified for the position and she has a record of hostility toward public education. We have a long, tough fight ahead of us to defend our public schools.

January 2017: Dividend Account Activity

In this post, I will provide a summary of all account activity in the "Exceptional Fund" for January 2017.

As you've read, I re-established the fund after borrowing against it to pay for tuition for a graduate degree.

I am "starting over" with an approximate $10,000 initial account balance, which I will work to grow over the course of time.

At the beginning of January, I began this online adventure with an account balance of $10,832.  I am concerned less with the overall account balance at any given point in time than the dividend income stream that this fund will provide.


Recent Buy: Global Net Lease

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In the effort to begin to build the velocity of the dividend snowball for the Exceptional Fund, I have once again made a purchase of a company that was a prominent part of my dividend fund before I liquidated it to pay for graduate school.

I bought 101 shares of Global Net Lease on February 1st at 7.80 per share
Global Net Lease, Inc. (NYSE: GNL) is a real estate investment trust that focuses on acquiring and managing a globally-diversified portfolio of strategically-located commercial real estate properties which are crucial to the success of GNL’s roster of primarily investment grade corporate tenants.