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Showing posts from March, 2017

March 2017: Dividend Account Activity

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It is time for a look back at my investing month.  This is quickly becoming one of my favorite things to do, as I can use this as an opportunity to look at where I have been, and to plan for where I am headed.

March was a successful month for my newly established dividend fund.

I was able to stick to my investment plan and continue to make regular weekly contributions of $100. As in February, I did not have additional sources of income this month, which I had anticipated. 

However, I did invest an additional $200 into the fund to accelerate a purchase and be able to capture a new quarterly dividend payment when I re-established a position in VEREIT, a REIT with a long history for a newly established company.  

As I noted in my February recap, my savings and investment plan will face stresses that I did not anticipate when creating my 2017 goals.

I had created those goals based on models of income for the past two years.  This year, however, due to a variety of circumstances, my anticipate…

April 2017: Top Ten Holdings

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As of 3/28/17

A few notes for April:


With the addition of VEREIT REIT (VER) to the portfolio, my Exceptional Fund is now composed of ten stocks.  I have set the flexible reinvestment program via my Scottrade account to automatically purchase more shares of VER monthly until I reach about 200 shares, where I will reassess my plan.No purchases on the horizon for April.  Continuing with weekly automatic savings plan until the approximate $1000 mark, where I will make a purchase. Would like to reach the $2000 mark with CVS or PEP, bringing those up to what I would consider a "full position" until the fund hits the $50,000 mark.  

Resetting My Relationship with Money

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First things first, this blog is not about a person who wants to retire early.

I am not trying to build the biggest pile of money that I possibly can (although a big pile would be nice).

Nor I am a person that is going to spend the biggest pile of money that I can to keep up with the Joneses.

My job as a special education teacher defines a large part of who I am.  It challenges me and motivates me for a lifetime of growth and achievement both personally and professionally.

I have spent 12 years in the classroom, and if you were to ask me today, I would tell you that I am planning for 28 more.

But after a dozen years, I find myself with a gaping hole where savings should be.

April 2017: Estimated Dividend Income

Looking ahead to April, five of the stocks in my newly established Exceptional Fund are scheduled to pay dividends.

As I have written before, even though the amount of income is relatively small right now, it equates to a few hours of work at a side job or chaperoning an event or a game at school.

And that is what is exciting about a growing stream of dividend income.  I will earn this money without having to sacrifice time out of the house working those extra hours.  My money is working for our family and most importantly for our son, as this income stream is for his benefit and will one day used for his care.

March 2017: Mid-Month Review

Looking ahead to April, six of the stocks in my newly established Exceptional Fund are scheduled to pay dividends.

But taking a brief glance back at the first two weeks of March, I can tell you that this month has been a busy one for me.  

February 2017: Dividend Account Activity

It's time for a look back at my investing month.  This is quickly becoming one of my favorite things to do, as I can use this as an opportunity to look at where I have been, and to plan for where I am headed!

February was a successful, if quiet month for my newly established dividend fund.

On the plus side, I was able to stick to my investment plan and continue to make regular weekly contributions of $100.  Unlike January, I did not have additional sources of income this month, which I had anticipated.

Unfortunately, my savings and investment plan will face stresses that I did not anticipate when creating my 2017 goals.

I had created those goals based on models of income for the past two years.  This year, however, due to a variety of circumstances, my anticipated tax return was only half of what it was last year. Therefore, the injection of new money into this account that I had planned for in March will most likely not occur, and will also put a lot of pressure on my weekly deposits…